Your student id is a lot more than just a piece of personalized plastic. Here's where and how you can use your card.
Make Your Bearcat your everything card – both on and off campus!
Ready to Bank Smartly?
You have enough to worry about in college without having to stress out about your finances. U.S. Bank makes it simple. Open a U.S. Bank Smartly® Checking1 account and link it to your Bearcat Card, making it your Campus ID and ATM/Debit Card -- all in one. We've made it convenient for you to manage your money with a great checking account for students.
For your convenience, U.S. Bank has 2 ATMs on campus and a branch location in Maryville near campus.
Maryville Branch
120 South Main Street
660.582.3614
Learn more at usbank.com/northwest
Deposit products offered by U.S. Bank National Association. Member FDIC. ©2026 U.S. Bank.
Your school chose U.S. Bank as its partner to offer students, faculty and staff the option to add banking functionality to the campus ID card. Your school may receive financial support from U.S. Bank in the form of marketing funds, royalties, card stock or other compensation to offset costs otherwise incurred by the school. Students, faculty and staff are not required to open an account with U.S. Bank to receive or use the campus ID card for other campus services.
Your goals are important. U.S. Bank offers free one-on-one goals coaching to all Northwest Missouri State University students. Whether your goal is related to career building, financial decisions or anything life throws at you, a certified professional coach is here to assist you in making those goals a reality. Through in-person or virtual conversations, take control of your future, your way. Sign up now at usbank.com/coaching.
U.S. Bank offers financial resources to help you manage your money throughout college and beyond. Visit the Financial IQ Student Center to learn more about budgeting, investing, protecting your finances and more.
The U.S. Bank Student Scholarship rewards you for learning about money. Enter to win in three easy steps:
The more you learn, the more you could win! Register now at usbank.com/scholarship
Scholarship runs from February 2 – October 30, 2026.
NO PURCHASE NECESSARY TO ENTER OR WIN. Enter online between 2/1/26 and 10/30/26. Open to legal residents of the 50 U.S. or D.C, who are at least 17 years of age or older, and are accepted or enrolled as an undergraduate student as of Sept 1, 2027, at an eligible, accredited two- or four-year U.S. brick and mortar or online college or university (undergraduate students must be enrolled for at least 6 credit hours per semester) or trade or vocational school. Limit seven (7) Entries per person/authorized email account holder regardless of entry method during the Promotion Period. Void where prohibited by law. for full details. Sponsored by U.S. Bank, 200 South 6th Street, Minneapolis, MN 55402.
All ID cards can be replaced at the ID Office in the J.W. Jones Student Union.
Q: What other locations can I use my Bearcat ID Card?
A: U.S. Bank checking allows students and employees to use their ID Cards at ATM machines and as debit cards off-campus.
Q: What if my card is lost or stolen?
A: During business hours call the Northwest ID Office at 660.562.1430 to have your card replaced. You may also report your card lost or stolen by completing the online form. If you are using your Bearcat Card as your U.S. Bank ATM card, you'll also need to report it lost or stolen to U.S. Bank's 24-hour Customer Service line at 1.800.USBANKS (872.2657).
Q: I found an old Bearcat Card. Can I have this card reactivated?
A: No, old Bearcat Cards will not be reactivated. You may bring your old card into the ID Office in the Student Union for a $5 credit to your Northwest Account.
Card must be carried at all times. Lending cards to anyone or failure to present it to authorized University officials is cause for disciplinary action. See current Student Handbook for complete Bearcat Card policies.