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Federal Parent Loans

The Federal Direct Parent PLUS Loan is offered to qualified parents of dependent undergraduate students with financial aid eligibility. A parent may borrow up to the total of the Estimated Cost of Attendance minus any additional resources and other financial aid the student has been awarded.

Direct Parent PLUS Loan

For more information on Direct Parent PLUS Loans, visit Federal Student Aid.

Loan Requirements

  • To apply for a Parent PLUS Loan: Your parent should go to studentaid.gov, select the APPLY FOR AID menu, then select Apply for Parent PLUS Loan (3rd link). After logging in with their Parent FSA ID and password, your parent will then click "LOG IN TO START" and complete the application. If the parent who signed the FAFSA is not completing the PLUS Request, the other parent can request an FSA ID at studentaid.gov.  
  • If the credit decision is approved: When an approved credit decision acknowledgment is received the parent can then complete a Master Promissory Note (MPN) online at studentaid.gov.
  • If the credit decision is denied: When a negative credit decision is received, our policy is to move eligibility to additional Unsubsidized Loan eligibility for the student unless the parent has indicated that they wish to pursue one of the other options. A maximum of $4,000 for first-year students and sophomores and $5,000 for juniors and seniors may be awarded based on the denial.