Northwest allows students to charge various items throughout campus to their University account. All miscellaneous charges are due by the 15th of the following month. Listed below are some of the items we allow to be charged to accounts.
Students will receive their fall billing statement mid-July and the spring billing statement in mid-December. Full payment must be made on or before the due date to avoid finance charges.
Northwest uses a balance forward system. Any unpaid charges will appear on subsequent bills as a previous balance. Just like your MasterCard or VISA statement, charges will not be itemized a second time. Only new charges will be itemized.
Failure to pay the minimum due or make acceptable payment arrangements with the Office of Student Account Services could result in the students inability to use their meal plan and the possibility of administrative withdrawal. A series of email notifications are sent prior to any of these measures. Student fees and miscellaneous charges are billed monthly and are consolidated on the billing statement. This allows the University to send the student one monthly billing statement covering all charges including tuition, technology fees, textbook rental fees as well as room and board. The student ID card, Bearcat Card, also serves as a campus charge card. The charges are billed through one consolidated account for items such as bookstore purchases, copy charges, dining dollars, parking permits and Wellness Services charges.
The first bill of each semester will be mailed to the student's permanent address. All subsequent bills will be e-mailed to the student's University e-mail account.
If the student has granted authorization, bills are sent through the online billing system. The student will receive an email at their Northwest email address. If they have granted Additional Authorized Access, the user will receive an email notification of the new bill to which they can view online.
If the student has not granted authorization, bills are sent to the student’s permanent address unless a separate billing address is provided. This can be updated through the Payment Center.
Students are encouraged to pay the total balance on or before the due date to avoid finance charges. Students will automatically be enrolled in an installment plan at the time they receive their bill. Students can view their installment amounts in the payment center.
Students anticipating a refund can sign up for direct deposit.
The Financial Responsibility Statement outlines the terms and conditions of the financial responsibilities and obligations associated with attending Northwest Missouri State University.
Northwest Missouri State University has partnered with Flywire in order to streamline the tuition payment process of international payments. Flywire allows you to pay securely from any country and any bank, generally in your home currency.
By making your payment with Flywire you can:
To make the payment:
If you have questions about making an international payment visit help.flywire.com
Northwest and Flywire Partnership Letter 
Northwest Missouri State University has chosen Western Union to give you a simple, reliable way to pay. This allows you to pay in your home currency, either online or by bank transfer, with competitive exchange rates and takes the stress and uncertainty out of paying for your tuition. Please transfer only the amount due on your student account to avoid payment delays.
How to make a payment:
If you have a payment in progress and have questions or need help with a payment initiated by foreign currency, please contact Western Union Business Solutions customer support team at +1 (877) 218-8829 or +1 (402) 884-3041 or email studentinquiries@westernunion.com.
Northwest Missouri State University has partnered with TransferMate.
TransferMate allows you to make international payments to us for free, without paying international banking charges while receiving competitive foreign exchange rates. It allows you to pay in your local currency into a local bank account.
If you're an international student paying fees to Northwest Missouri State University you can use this secure and fast method to make your fee payments to us.
What are the benefits?
How it works?
Pay your fees via TransferMate using a simple 3 step process:
With TransferMate, rates are held for 48 hours, you can track your transaction throughout the payment process and have access to 24-7 customer support. For assistance, contact edu@transfermate.com.
This requirement applies to you ONLY if:
The new federal law required federal aid recipients to "earn" most of the aid they receive by staying enrolled in college at least half time. Students who withdraw prior to completing 60% of the semester/ quarter for which they received federal student aid may be required to return some of the aid they were awarded.
The new law assumes that you used your Title IV student aid (e.g., Stafford or Perkins Loans) to pay your institutional charges -- tuition, fees, dorm room and board and certain other institutional charges -- whether you did or not. Thus, if you withdraw prior to completing 60% of the semester for which you were awarded aid, a pro rata portion of your aid must be returned to the federal government.
First, the University will restore to the appropriate federal fund source a proportional share of institutional charges that you have paid. Second, if the amount returned by the University is not enough to repay the entire amount that you haven't "earned" by the length of your enrollment, you will be required to return portions of amounts that you received to pay for non-institutional charges -- books, supplies, off-campus living expenses.
Amounts that must be returned to federal aid sources, whether by the university or by you, will first be applied to your federal loans. With respect to any amount you owe after the university has paid back its share, you will be permitted to repay the loans based on the original terms of the loans - usually a ten-year repayment term after a grace period and deferments if you return to school. In addition, you may be required to restore portions of grants such as Pell and Supplemental Educational Opportunity Grants (SEOGs) that you have received. In the case of "unearned" portions of federally funded grants or scholarships, you will be expected to pay 50% of the "unearned" portion immediately or to make satisfactory arrangements to repay that amount.
If you are entitled to a refund from the University of amounts you paid to cover institutional charges, any refund due you will first be applied to your obligation to return "unearned" aid before you receive money back. Thus, portions of institutional refunds may be applied on your behalf to your outstanding Stafford or Perkins Loans or to the federal portions of your grants or scholarship and not actually refunded directly to you.
This policy is based on 34 CFR, Section 668.22 of Title IV of the Higher Education Act of 1965, as amended.
The IRS 2021 Form 1098-T is issued for each student enrolled and for whom a reportable transaction is made.
Northwest Missouri State University is unable to provide individual tax advice and recommends that you seek a tax professional for tax-related questions. It is the responsibility of the taxpayer to determine eligibility for educational tax benefits and how to calculate them.
A hard copy will be post-marked and mailed by January 31. An electronic copy is available in CatPAWS, under the Account tab, Tax Notification.
Students who are a U.S. citizen or permanent resident whose enrollment credits are leading to a post-secondary degree will receive a completed 1098-T from Northwest Missouri State University.
Please review the Form 1098-T and Instructions for Form 1098-T for information on each box on the IRS website at https://www.irs.gov/forms-pubs/about-form-1098-t.
Additional information can be found on the IRS websites below:
If you have questions regarding your 1098-T, please email bursar@nwmissouri.edu.
