2026 Important Open Enrollment Information

In 2026, we are pleased to announce only one minor change to the Qualified High-Deductible Health Plan:

• The deductible on the Qualified High-Deductible Health Plan will increase from $3,300/$6,600 to $3,400/$6,800 in order to remain compliant with IRS guidelines for high deductible plans.

There will be no change to health insurance rates for employees in 2026.  Dental, vision and life insurance plans and rates will also remain the same.

Please take a few minutes to review the open enrollment guide, which includes details about all of the benefits available to employees. The rate sheet summary is available to provide a snapshot of the benefit plan designs and rate information.

*Please note, rates provided in open enrollment communications are monthly. The frequency is subject to change with transition to Workday July 1, 2026.

This year, the open enrollment period will be Oct. 27 - Nov. 7. Please take a few minutes to review the open enrollment guide, which includes details about all of the benefits available to employees. Additionally, a rate sheet summary is available to provide a snapshot of the benefit plan designs and rate information.

If you are not making any changes, no forms are needed for medical, dental, vision or supplemental life insurance.

For enrollment changes for medical, dental, or vision elections, please complete an Insurance Enrollment Form and send to the Office of Human Resources by Friday, Nov. 7, at 5 p.m.

To make changes to supplemental life insurance, please complete a new Life Insurance Enrollment Form and send to the Office of Human Resources by Friday, Nov. 7, at 5 p.m.

• Enroll online at https://enroll.asiflex.com/select020.aspx and use employer code MO
• Forms due to ASI Flex by December 1
• MO Cafeteria Plan Enrollment Guide

• Open Enrollment Guide
• Rate Sheet Summary
• Insurance Enrollment Form
• HSA Payroll Deduction Form (for changes to employee contribution to Health Savings Account)
• Life Insurance Form (for open enrollment changes to supplemental life and/or dependent life)
  • If you are requesting to add supplemental life insurance for the first time, requesting an increase to your current plan of more then $10k, or requesting more than $300k you must submit Evidence of Insurability. Please contact the Office of Human Resources for additional information.
• MO Cafeteria Plan Enrollment Guide (must re-enroll each year)
• Blue KC Medicare Specialist - Medicare advisor available to employees from Blue KC

If you are not making any changes, no forms are needed for medical, dental, vision or supplemental life insurance.

• Blue Cross Blue Shield Base PPO Plan summary
• Blue Cross Blue Shield Qualified High Deductible Plan summary
• Delta Dental plan summary
• EyeMed plan summary
• The Hartford Basic Life and AD&D plan summary
• The Hartford Employer Paid Long Term Disability plan summary
• The Hartford Supplemental Life Insurance plan summary

In this section you will find annual health plan notices as well as the Children's Health Insurance Program (CHIP) notice:

Health Plan Notices (includes):

• Medicare Part D Creditable Coverage Notice
• Women’s Health and Cancer Rights Notice
• Notice of Special Enrollment Rights
• General COBRA Notice
• HIPAA Comprehensive Notice of Privacy Policy and Procedures
• Health Insurance Marketplace Coverage Options

Children's Health Insurance Program (CHIP) Notice