Our Benefits and Wellness Committee, with the help of the Northwest Leadership Team, has carefully evaluated and finalized the University’s renewal of health, dental, vision and life insurance benefits for the 2025 calendar year.
In 2025, we are pleased to announce no changes to vision or life insurance plans. Changes to health and dental insurance for 2025 are summarized below:
The deductible on the Qualified High Deductible Health Plan will increase from $3,200/$6,400 to $3,300/$6,600 in order to remain compliant with IRS guidelines for high deductible plans.
The coverage level for Basic dental services will increase from 70% to 80% for dentists in the Premier network with Delta Dental.
Our benefit consultant, USI, negotiated a 1.9% increase to health insurance rates for 2025. The University will absorb the 1.9% increase, and there will be no change to health insurance rates for employees in 2025.
Please take a few minutes to review the open enrollment guide, which includes details about all of the benefits available to employees. The rate sheet summary is available to provide a snapshot of the benefit plan designs and rate information.
Open Enrollment Period
This year, the open enrollment period will be Oct. 30 - Nov. 15. Please take a few minutes to review the open enrollment guide, which includes details about all of the benefits available to employees. Additionally, a rate sheet summary is available to provide a snapshot of the benefit plan designs and rate information.
If you are not making any changes, no forms are needed for medical, dental, vision or supplemental life insurance.
For enrollment changes for medical, dental, or vision elections, please complete an Insurance Enrollment Form and send to the Office of Human Resources by Friday, Nov. 15, at 5 p.m.
To make changes to supplemental life insurance, please complete a new Life Insurance Enrollment Form and send to the Office of Human Resources by Friday, Nov. 15, at 5 p.m.
Open Enrollment Virtual Benefits Education Meetings
Our benefit consultant, USI, will host virtual benefits education meetings via Zoom on the following dates:
If you would like to participate in a flexible medical or dependent care spending account, you MUST re-enroll every year. As a reminder, if you are enrolled in the qualified high deductible health plan with a health savings account, you cannot participate in the traditional FSA for medical expenses but can contribute to the limited scope FSA for dental and vision expenses.
Life Insurance Form (for open enrollment changes to supplemental life and/or dependent life)
If you are requesting to add supplemental life insurance for the first time, requesting an increase to your current plan of more then $10k, or requesting more than $300k you must submit Evidence of Insurability. Please contact the Office of Human Resources for additional information.
, which includes details about all of the benefits available to employees. The