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Important Open Enrollment Information

Northwest Missouri State University is an exceptional university because of the dedication of our faculty and staff who work hard to fulfill our mission of focusing on student success—every student, every day. We understand the contribution each employee makes to our success, and so our goal is to provide a comprehensive program of competitive benefits to attract and retain the best employees available. Through our benefits programs we strive to support the needs of our employees and their dependents by providing a benefit package that is easy to understand, easy to access and affordable for all our employees.  

On this web page you will find information about the following: 

  • 2023 Benefits Overview
  • 2023 Plan Summary
  • Annual Notices


2023 Benefits Overview

In 2023, we are pleased to announce no changes to the dental plan. Changes to health and vision insurance plans for 2023 are summarized below. 

  • The deductible on the Qualified High Deductible health plan will decrease from $5,000 individual/$10,000 family to $3,000 individual/$6,000 family
  • Northwest will offer only one vision plan through EyeMed; the high and low plan options through Ameritas will no longer be available in 2023
    • This year, you MUST elect your vision coverage with EyeMed. If you are currently enrolled in vision coverage with Ameritas and do not take any action, you WILL NOT be defaulted to your current election. You will receive information about how to enroll from our COBRA third party administrator, Optum.

2023 Plan Summaries

All forms are also available in The Office of Human Resources


Annual Notices

Health Plan Notices (includes):

  • Women’s Health and Cancer Rights Notice
  • Notice of Special Enrollment Rights
  • Statement of ERISA rights
  • HIPAA Comprehensive Notice of Privacy Policy and Procedures
  • Medicare Part D Creditable Coverage Notice
  • Children's Health Insurance Program (CHIP) Notice
  • Health Insurance Marketplace information