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Important Open Enrollment Information

This web page contains the annual open enrollment communication, which includes information about the following: 

  • Open Enrollment Period
  • 2020 Plan Changes
  • Open Enrollment Forms
  • Employee Plan Cost Calculator Tool
  • Health Risk Assessment Schedule and 2020 Premium Differential

Open Enrollment Period

This year, the open enrollment period will be Oct. 1 – Oct. 31. Please take a few minutes to review the Employee Benefits Enrollment Guide. This document provides a summary of the plans and changes that will occur. Additionally, a Rate Sheet Summary is available to provide a snapshot of the benefit plan design and rate information. If you are not making any changes, no forms are needed for medical, dental, vision or supplemental life insurance. For enrollment changes for medical, dental, or vision elections, please complete an Insurance Enrollment Form and send to the Office of Human Resources by Thursday, Oct. 31 at 5 p.m. 

2020 Plan Changes

Northwest Missouri State University is committed to offering a benefit plan to its employees that is flexible, accessible and affordable now and for years to come. We work diligently every year to provide you and your family with the best benefits for the best cost. Please take time to review this summary and follow the enrollment instructions.

The 2020 health insurance renewal equaled approximately a 9.3% overall increase in premiums. The Benefits and Wellness Committee, in collaboration with Human Resources and Finance, considered several options to address the increase. Each option was scored using a decision matrix. The decision criteria included the impact to the employee, impact to the University, impact to strategic objective 3.3, and sustainability.

We are pleased to announce that the Northwest Leadership Team has approved no changes to employee contributions or plan design for health insurance plans in 2020. The University will absorb the increase in premiums for the health insurance renewal of approximately $0.5 million. In 2020, the Benefits and Wellness Committee will focus on the sustainability of our current health insurance model and Strategic Objective 3.3, improving faculty and staff well-being.

2020 Open Enrollment Forms

If you are not making any changes, no forms are needed for medical, dental, vision or supplemental life insurance.

All forms must be returned to the Office of Human Resources by Thursday, Oct. 31 at 5 p.m. 

Employee Plan Cost Calculator Tool – Helps in choosing the right plan for you

Our benefits consultant, Lockton, has again provided a decision support tool to help employees select the right healthcare plan. The Plan Cost Calculator will help employees make an educated enrollment decision for 2020. Employees can enter expected healthcare services into the calculator, and the tool will calculate out-of-pocket expenses, providing employees with the total estimated out-of-pocket expenses by plan. 

Health Risk Assessment Schedule and 2020 Premium Differential

The Health Risk Assessment will be offered on the following days and times:

  • Thursday, Oct. 10 from 9 a.m. to 5 p.m.
  • Friday, Oct. 11 from 6 a.m. to 2 p.m.
  • Monday, Oct. 14 from 2 p.m. to 10 p.m.
  • Tuesday, Oct. 15 from 6 a.m. to 2 p.m.
  • Wednesday, Oct. 16 from 8 a.m. to 4 p.m.

Northwest employees and spouses covered by the health insurance plan who choose not to participate in the Health Risk Assessments will experience a premium differential of $20 per person, per month for insurance starting in January of 2020. The differential will applied beginning with the December 2019 paycheck for January 2020 coverage.

Additionally, you can access registration information at www.bluekc.com or by visiting www.nwmissouri.edu/hr/bulletin/events/2019wellness.htm.

For more information about your benefits package, please contact the Office of Human Resources at hrwebpg@nwmissouri.edu or 660.562.1127. You’re also welcome to stop by the Office of Human Resources located on the first floor of the Administration Building.