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By nature of the partnership established with your home institution, incoming exchange students are waived tuition fees. However, students must pay housing fees and insurance coverage in case student decides to purchase the Northwest health insurance. Please note that ISEP participants pay tuition, room and board, to home institution, and health insurance costs is paid directly to ISEP.
Please note that each student is required by law to have adequate health insurance to cover the cost of medical treatment while in the United States. Northwest requires all international students to purchase health insurance either through Northwest ($675.00 per year or $379.00 for one semester) or through an insurance company of your choice. The minimum coverage is USD $50,000 per injury, $15,000 repatriation, and $10,000 emergency evacuation. Please be prepared to provide proof of insurance if you opt to purchase your own insurance. The coverage should be effective during the entire period you are absent from your country.
The coverage that the NW insurance offers is 100% of covered medical procedures with the health care providers register with this insurance, which in this case is the local hospital, St. Francis. This 100% of covered medical procedures is good up to $5000, after $5000 the plan changes to co-pay, 20% the student pays and 80% is paid by the insurance.
You will pay your housing until you arrive. Housing may be paid in full or divided in payments throughout the semester. However, during the second day of orientation, you will be required to make your first payment, which will be 1/4 of your total housing cost. You may pay with credit card, traveler checks, money orders, or cash