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Northwest Missouri State University


Dental Insurance

Northwest provides optional dental insurance plan through Delta Dental of Missouri. Employees will be responsible for 100% of the premium cost. Employees also have the option of purchasing coverage for dependents. Deductions can be made on a pre-tax basis using the Missouri Cafeteria Plan.

The Delta Dental Premier network is the largest network of participating dentists in the nation and includes over 75% of all practicing dentists. Delta Dental gives you the freedom to visit the dentist of your choice and to select any dentist on a treatment by treatment basis. However, there are advantages of using a Delta Dental Premier participating dentist. It is important to remember your out-of-pocket costs may be more if you receive services from a non-participating dentist. 

New employees have the initial enrollment period of 30-days to enroll in the dental insurance plan. Open Enrollment is held during October and November with a January 1 effective date.